If you have recently been injured in an accident due to another person’s carelessness, you may need to draft a demand letter to the other party’s insurance company. This may be required before you can receive compensation for your injuries. A demand letter is a powerful tool because it gives you the chance to explain the incident as well as the injuries and damage you sustained and request a payment amount to settle the claim. When successful, a demand letter could lead to closing out the claim without further litigation.
You need to show your side of the story, why the other party was at fault, your injuries, your medical expenses, your lost income and any other losses or expenses. Furthermore, your settlement demand should also be included. It is strongly recommended that you retain a personal injury lawyer to help you draft a demand letter. This may not be the end of your personal injury claim because if the insurance company does not accept it or fights back, you may need to pursue litigation.
Supporting documents should be gathered and presented in a chronological fashion to your personal injury lawyer so you can walk through the value of the demand letter and determine whether or not you have a claim at all. Discussing things directly with an attorney will give you a better perspective on what is involved in initiating a personal injury claim and can also empower you to recover compensation without having to go through litigation. Even at this early stage, it is beneficial to have a personal injury lawyer advising you about you rights so that you can draft a compelling demand letter. If successful, you may be able to close out the personal injury claim and take the settlement offer to help you move on with your life.
The insurance company, however, may not agree with your settlement offer and this could prompt further litigation during which you would want to be represented directly by an experienced injury lawyer.